Analysis of SMEs in India

Analysis of SMEs in India What are SMEs? Small and medium enterprises (also SMEs, small and medium businesses, SMBs, and variations thereof) are companies whose headcount or turnover falls below certain limits. The lack of a universal definition for SMEs is often considered to be an obstacle for business studies and market research. Definitions in use today define thresholds in terms of employment, turnover and assets. They also incorporate a reasonable amount of flexibility around year-to-year changes in these measures so that a business qualifying as an SME in one year can have a reasonable expectation of remaining an SME in the next. The thresholds themselves, however, vary substantially between countries. As the SME thresholds dictate to some extent the provision of government support, countries in which manufacturing and labor-intensive industries are prioritized politically tend to opt for more relaxed thresholds. Definition of SMEs in Indian context The MSMED Act 2006, which came into force w.e.f. 02/10/2006, defines the Micro, Small, and Medium Enterprises. As per the Act, the activities are classified into Manufacturing and Service Category. Initially, the MSMED Act 2006 had not defined the ‘Services Sector and RBIs guidelines were awaited. However, subsequently RBI have defined the services sector and the activities that can be covered under the SME sector. The following chart indicates the threshold investment levels for both Manufacturing sector (INVESTMENT IN PLANT MACHINERY) and Services sector (INVESTMENT IN EQUIPMENT) for the above three categories of Manufacturing and Services Enterprises : While calculating the investment in plant and machinery/equipment referred to above, the original price thereof shall be taken into account,irrespective of whether the plant and machinery/equipment are new or second hand. In case of imported machinery/equipment, the following duty/charges/costs shall be included in calculating their value: Import Duty (not to include miscellaneous expenses such as transportation from the port to the site of the factory, demurrage paid at the port); Shipping Charges; Customs Clearance charges; and Sales Tax or Value-added Tax. Cost of the following plant machinery/equipments etc would be excluded:; equipments such as tools, jigs, dies, moulds, and spare parts for maintenance and the cost of consumable stores; installation of plant machinery; research and development and pollution control equipments; power generation set and extra transformer installed by the enterprises as per the Regulations of the State Electricity Board; Bank charges and Service Charges paid to the National Small Industries Corporation or the State Small Industries Corporation; Procurement or Installation of cables, wiring bus bars, electrical control panels (not mounted on individual machines) Oil circuit breakers or miniature circuit breakers which are necessarily to be used for providing electrical power to the plant and machinery or for safety measures; Gas producer plants; Transportation charges (other than sales tax or value-added tax and excise duty) for indigeneous machinery from the place of their manufacture to the site of the enterprise); Charges paid for technical know-how for erection of plant machinery; Such storage tanks which store raw materials and finished products only and are not linked with the manufacturing process; Fire-fighting equipment; and Such other items as may be specified, by notification from time to time. In case of Service Enterprises, the original cost to exclude furniture, fittings and other items not directly related to the services rendered. Land and Building would also not be included while computing the machinery/equipments cost. SME would be meant to include Micro Small and Medium Enterprises (MSMEs). The above definitions of Micro, Small and Medium Enterprises would be in place of the existing definitions of Small Medium Industries and SSSBEs/Tiny Enterprises. Micro Enterprises would include Tiny Industries also. Small Enterprises (Manufacturing) would mean Small Scale Industries (SSIs). Medium Enterprises (Manufacturing) would mean Medium Industries (MIs). Small Enterprises (Services) and Medium Enterprises(Services) would mean other Small Medium Enterprises. Thus, SME Advances would be categorised as under: All advances to segments viz. Micro, Small and Medium Enterprises in the Manufacturing sector irrespective of sanctioned limits, (including advances against TDRs/Govt. Securities etc for business purposes to these categories of Borrowers), and Advances to Services Sectors such as Professional Self-Employed, Small Business Enterprises, and Small Road/Water Transport Operators and other enterprises, engaged in providing/rendering of services, conforming to the above investment criteria and -enjoying borrowing/non-borrowing facilities with the Bank (including advances against TDRs/Govt. Securities etc for business purposes to these categories of Borrowers). Those enterprises exceeding the investment ceilings would be categorized as Large Enterprises and be outside the purview of SME. The sanctioned limits would no longer be the criteria determining the status as micro or small or medium enterprises in these cases. Reserve Bank of India has since reviewed the definition on Priority Sector and have issued revised guidelines on lending to Priority Sector vide their Master Circular dated 2nd July, 2007. As per this circular Retail Trade is excluded from the activities classified as SME. (Source: www.bankofindia.com) Importance of SMEs Small and medium-sized enterprises (SMEs) are the backbone of all economies and are a key source of economic growth, dynamism and flexibility in advanced industrialized countries, as well as in emerging and developing economies. SMEs constitute the dominant form of business organization, accounting for over 95% and up to 99% of enterprises depending on the country. They are responsible for between 60-70% net job creations in Developing countries. Small businesses are particularly important for bringing innovative products or techniques to the market. Microsoft may be a software giant today, but it started off in typical SME fashion, as a dream developed by a young student with the help of family and friends. Only when Bill Gates and his colleagues had a saleable product were they able to take it to the marketplace and look for investment from more traditional sources. SMEs are vital for economic growth and development in both industrialized and developing countries, by playing a key role in creating new jobs. Financing is necessary to help them set up and expand their operations, develop new products, and invest in new staff or production facilities. Many small businesses start out as an idea from one or two people, who invest their own money and probably turn to family and friends for financial help in return for a share in the business. But if they are successful, there comes a time for all developing SMEs when they need new investment to expand or innovate further. That is where they often run into problems, because they find it much harder than larger businesses to obtain financing from banks, capital markets or other suppliers of credit. Boosting industrial growth By enhancing existing capacities, and by delivering cost-efficient goods and services as per the requirements of the local markets, SMEs have been driving industrial growth. Inspiring Consumption and Social Change SMEs play a defining role by offering reasonable, yet revolutionary goods and services to cater to the changing market requirements. Currently, SMEs have made its presence felt in areas like education, medical care, transportation, entertainment and local infrastructure development. Minuscule investment SMEs need low capital investment, in terms of per unit of output Increased Employment Opportunities SMEs generate both direct and indirect employment opportunities, in 2006-07, for instance, for every ten million rupees invested by the SME sector spawned employment opportunities for over 150 people. However, the same amount of investment carried out by the overall economy generated employment for just 37. 4 people. As per Government statistics in 2007-08, SMEs generated employment for 31.25 million people. Fuelling the local economy SMEs make use of natural resources and domestic skills to cater to the domestic market. The growth of SME sector also helps in socio-economic upliftment as it generates employment opportunities for untapped masses, living in urban and rural regions. Discourages migration to urban areas SMEs are synonymous for entrepreneurship. And the best part being setting up an SME doesnt include much risk. If SMEs generate employment opportunities in rural and semi-urban areas, migration to urban areas can be stemmed to a great extent. Transition from Agriculture Economy to Service-oriented one SMEs can play a crucial role in achieving the transition from a dominant agricultural economy to a service oriented economy, akin to Japan. Japans agricultural workforce has gone done from 68 percent to 4.9 percent, in case of United States, from 44 percent to 9 percent. Further, Indian agriculture sector can no longer generate extra employment opportunities to meet the requirements of the ever-growing population. In such a situation, only SMEs can come to the nations rescue. SME in the global scenario Even in the global scenario SMEs have always played a crucial role in their respective countrys economy. International comparisons reveal that SMEs create the majority of jobs. In the USA, nearly half of the private workforce is employed in small firms, of which three-fifth have less than five employees. In Japan, 78 percent of jobs are generated by SMEs. The same sector in Korea accounts for 99 percent of all manufacturing enterprises and 69 percent of employment in this sector. Therefore, SMEs must play a central role in the countrys employment strategy. This will require modification of policies and programmes to level the playing field, improve availability of credit, increase productivity, raise quality consciousness and competitiveness, and enhance job quality. Recent experiences of different countries in the context of globalisation also demonstrate that SMEs are better insulated from the pressures generated by the volatility of world trade and capital markets. They are more resistant to the stresses, and more responsive to the demands of the fast-changing technologies and entrepreneurial responses. Indeed, they are observed to be a very important vehicle for new technology adoption and entrepreneurial development. Ensuring the competitiveness of the SMEs is important as it would help in overall growth of manufacturing sector as also the national economy. The Indian Context The micro, small and medium enterprises (MSME) sector contributes significantly to the manufacturing output, employment and exports of the country. It is estimated that in terms of value, the sector accounts for about 45 per cent of the manufacturing output and 40 percent of the total exports of the country. The sector is estimated to employ about 42 million persons in over 13 million units throughout the country. Further, this sector has consistently registered a higher growth rate than the rest of the industrial sector. There are over 6000 products ranging from traditional to high-tech items, which are being manufactured by the MSMEs in India. It is well known that the MSMEs provide the maximum opportunities for both self employment and jobs after agriculture. Recognizing the contribution and potential of the sector, the definitions and coverage of the MSE sector were broadened significantly under the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 which recognized the concept of â€Å"enterprise† to include both manufacturing and services sector besides, defining the medium enterprises. For collecting and compiling the data for the MSME sector (including khadi, village and coir industries), the Fourth All India Census of MSMEs with reference year 2006-07, is being conducted in the country. The Census will provide the first database on the MSME sector after the enactment of MSME Development Act, 2006. PERFORMANCE OF MSEs As per the quick estimates of 4th All-India Census of MSMEs, the number ofenterprises is estimated to be about 26 million and these provide employment to an estimated60 million persons. Of the 26 million MSMEs, only 1.5 million are in theregistered segment while the remaining 24.5 million (94%) are in the unregistered segment. The State-wise distribution of MSMEs show that more than 55% of these enterprises are in 6 States, namely, Uttar Pradesh, Maharashtra, Tamil Nadu, West Bengal, Andhra Pradesh and Karnataka. Further, about 7% of MSMEs are owned by women and more than 94% of the MSMEs are proprietorships or partnerships. In view of the MSME sectors role in the economic and social development of the country, the Government has emphasized on its growth and development. It has taken various measures/initiatives from time to time which have facilitated the sectors ubiquitous growth. No discussion on MSMEs can be complete without a full treatment of the unorganized sector in which ent erprises are typically established through own funds or funds obtained through non-institutional sources, they lack managerial bandwidth, do not have established channels for marketing and are centered around a single traditional technology. More than 94 percent of MSMEs are unregistered, with a large number established in the informal or unorganized sector. The National Commission for Enterprises in the Unorganised Sector (NCEUS) defines unorganized sector as enterprise employing less than 10 workers. It has estimated such enterprises at 58 million with employment generated of 104 million persons. Of these, more than half the workers are classified as ‘self-employed. A large segment in this universe of self-employed consists of those who are engaged in non-farm activities. This segment predominantly consists of own account enterprises, i.e., where there are no hired workers and are run by self with or without the help of unpaid family members. The own account enterprises can be distinguished into those running within households and those outside the households. The household enterprises operate on the basis of family labour organizing production on its own, acquire its own raw material, use its own machinery and tools and market its products. Apart from own account enterprises, this segment also consists of enterprises having hired workers between 2 to 9. Very often, these enterprises are located in clusters but function independently without inter-firm linkages. The Office of the DC (MSME) provides estimates in respect of various performance parameters relating to the Sector. The time series data in respect of the Sector on various economic parameters, is incorporated in the following Table: MSEs Performance: Units, Investment, Production, Employment Exports The figures in brackets show the % growth over the previous year. Projected COMPARISON OF THE MSE SECTOR WITH THE OVERALL INDUSTRIAL SECTOR: The MSE sector has maintained a higher rate of growth vis-à  -vis the overall industrial sector as would be clear from the comparative growth rates of production for both the sectors during last five years as incorporated in the Table given below: Comparative Growth Rates CONTRIBUTION OF MSEs IN THE GROSS DOMESTIC PRODUCT (GDP) EMPLOYMENT IN MSE SECTOR The total employment from the MSE sector (including SSSBEs) in the country as per the Third All India Census of MSEs with reference Year 2001-02 was 249.33 lakh numbers. The units operating with fixed premises are treated as MSEs. As per the estimates compiled for the year 2007-08, the employment was 322.28 lakh persons in the sector. The share of MSEs in the total employment among units engaged in manufacturing and services is around 34.93%. Challenges faced by smes Mentoring Advocacy Even today, most small business in India are set up by first generation entrepreneurs. They often have a product or service idea, some money, a zest to hard work but limited knowledge about markets, Government or bank procedures, cash flows or how to manage labour. This is where mentoring a hand holding support becomes crucial. At times, this comes from an individual such as friend, relative, an NGO or a parent unit. This is episodic and unable to meet the vast requirement which the country has. This is sought to be institutionalized through extension/outreach efforts of central and state Governments. Trained manpower is made available for this task, right down the district levels, to act as the friend, philosopher and guide. These resource persons guide in setting up a evit, making it commercially viable, interacting with financial institutions and understanding markets, as well as the impact of globalisation with advancements in it. There is a strong more towards linking SMEs with bigger commodity or supply chain and providing acceptable quality and delivery schedules. The Central Governments agency for the task, the Small Industry Development Organisation, has accordingly moved away from its pre-reform regulatory to a direct promotional role of hand holding, advocacy and facilitation. This encompasses the legislative support put in place, fiscal incentives and protection from unequal competition. Credit Credit is the lifeline of business. Small businesses lack access to capital and money markets. Investors are unwilling to invest in proprietorships, partnerships or unlisted companies. As risk perception about small businesses is high. So is the cost of capital, institutional credit, when available, requires collateral which in turn makes the owner of the unit even more vulnerable to foreclosure. Credit guarantee funds which assist lending institution in advancing loans or mutual guarantee systems involving common guarantees from a group of people have not emerged in a significant manner. Unit finances comes under severe stress whenever an occasional event such as a large order, rejection of consignment, inordinate delay in payment occurs. The common stereotype about a banker lending an umbrella in sunshine and wanting it back as soon as it rains, gets reinforced in their dealing with small enterprises. It is, therefore, not surprising, that small enterprises prefer to first tap own resources or loans from friends and relatives and theres look for external finance. In India, many of small manufacturing enterprises do not access bank finance and only about 16% of total bank credit finds its way to the sector. Despite being a priority sector for lending, small manufacturing enterprises get just about 8% of their annual turnover as working capital requirements, as against normative requirements of 20%. Even for this, cost of credit is high. The problem is recognized and is sought to be addressed through various ways: Establishment of ISO 9000 certified, specialized SSI bank branches in districts/clusters. Directive for working capital finance @ 20% of annual normative turnover. Waiver of collateral requirements upto Rs. 0.5 million. Setting up of a credit Guarantee Trust to cover loans upto Rs. 2.5 million. Composite loans from a single agency upto Rs. 2.5 million. A national equity fund for equity to SSI units at 5 percent service charge Technology As mentioned earlier, small enterprises are often regarded for their labour intensity and the capability to work with local resources. In the part, this has often led to less emphasis on technology. Run of the mill technology coupled with functional packaging and inadequate finishing have at times led to small sector products being labeled as being of poor or substandard quality. This has a cascading impact on competitiveness. As small enterprises realize the need to link up with large ones, they are having a relook at technology options which would improve productivity, effectiveness and competitiveness. While sourcing technology, small business need to concentrate on the following essential issues: Information about Technology For small units information about technology options is often through word of mouth or from a visit to an advanced unit. With the advent of internet, new vistas are opening up through electronic journey catalogue downloads and advanced search facilities. The technology bureau for small enterprise promoted with the assistance of the UN offers access to databases and information on technology. Technology intervention in clusters offers near by units an opportunity for a look and feel of advanced technology entrepreneurs are also assisted to participate in overseas trade fairs to update tem with latest worldwide. Tool rooms, testing centres, production-cum-process centres and workshops also assist in this task. Actual procurement of technology Barriers to import technology, technology transfer issues, vendor capability, after sales support, import procedures impede procurement. In India, the Asia Pacific Centre to Transfer of Technology promotes match making between buyer and seller and facilities procurement through escort services. Encouragement to import of capital goods has also helped. Finance for Technology upgradation Small enterprises look to external sources of funding for upgrading technology as withdrawing money from business entails its own costs. In India, a technology upgradation and modernization fund and a hire purchase scheme attempts to meet this requirement. These are however, funds at normal lending costs. A new scheme called the credit linked capital subsidy scheme, for reducing the cost of funds, has now been put into place. Market Access In todays world, small enterprises can hardly match the adventising support or distribution reach of a large corporation. In India, small units sell best in limited or neighbourhood markets or when they are meeting a low volume specialized demand which no large player can effectively caterto. Increasingly, now the endeavour is to build the marketing activity of small units around their competitive advantage i.e., products which are labour intensive, items which cater to niche markets, low volume high margin products, sub assembly tasks, outsourcing jobs and ancillarisation. Sub-contracting exchanges are being established through Government and Industry associations to promote such interface. After sales service for imported products, AMCs on electronic equipment, reverse engineering (to the extent that it is WTO compatible) are the other areas being encouraged, sophisticated marketing is a task best left to large players. Small enterprises in India are realizing that the term â€Å" marketing† perhaps implies different things to different people for new SME businesses, head on competition with established giants makes little sense. Infrastructure Small units have traditionally operated from homes or a neighborhood work shed. Slowly, they began moving out and clustering together wherever electricity, water, raw materials, markets or labour were easier to access. Policy makers in India had anticipated the need for suitable infrastructure five decades ago and began a programme for setting up industrial estates. Non-assessment of economic viability, tardy implementation and poor maintenance due to drying up of funds affected these adversely. Later in the post reform period, the problem was sought to be addressed by setting up of such estates exclusively for small business. Almost 50 such estates have been set up. Because of their better infrastructure such as roads, telecommunication, power, effluent treatment plants, power, banks, watch ward, and reasonable cost, they have proved to be popular with small manufacturing for factory accommodation, allotment of sheds on hire purchase as well as outright sale etc. A concerted move h as also now been initiated for upgrading existing estates. Globalisation The globalisation of trade commerce has been given a push by agreements in the WTO and changed the business environment. It has therefore become necessary to sensitise SMEs about these changes and prepare them for the future. In India, a number of steps have been taken in this regard. Apart from setting up a WTO cell in the nodal ministry, 28 sensitization workshops were conducted across the country. Workshops have also been held on intellectual property rights and bar coding. Monitoring of imports in specific sectors where SMEs hae a significant presence and initiation of anti-dumping action where dumping was noticed, are the other steps taken in this respect. Procedures Government and bank procedures coupled with inspections remain a major hurdle in growth of small units. There are over 60 central, state and local laws which regulate small businesses in the areas of labour, factory maintenance environment, municipal bye laws, taxation, power etc. These require the maintenance of as many as 116 registers and forms. To enforce these, there is an army of inspector who visit units leading to harassment, delay, obstruction and increase in cost of production. Many small units are one man shows and cannot satisfy the letter of the law. The streamlining of such rules and regulations has become necessary if the creative genius of Indian entrepreneurs is to be fully unleashed. Some state governments have exhibited initiative in this regard. The Central Government has initiated a study to enact a single law for small businesses. This enactment should ease the situation considerably. Exit Mechanism Like products, Industries too have life cycles. There are industry segments which have seen their best days. Similarly, there are individual units where no amount of additional funds will help. Their bank loans have become bad and non performing. A sound exit policy which also safeguards labour interests has therefore, become necessary. It is anticipated that as of 1998, over Rs. 3.8 billion were locked in sick/weak units. An exit policy would help fresh circulation of a significant amount. The first steps in this regard have been taken recently by Indias central bank where by one time settlement of dues as on 31 March, 1997 was allowed. The results have been encouraging. Strategy Interventions for Revitalisation and Growth Significant charges in economic environment are being heralded in by the WTO. The removal of QRS has led to increased competition with imports. Many sectors of industry are facing competition from Chinese or Taiwanese imports within the country or from Bangladesh Srilanka or Nepal in export markets. It is the belief of the Indian Government that promotion and not protection is the answer to the issues of survival and growth. Thus, while reservation of items for exclusive production continues, the focus must now be on strengthening capabilities. This implies a holistic look at the concerns of industry. As part of this, the following strategic interventions have been initiated Easing access to general credit Introduction of options of limited partnership and factoring Subsiding cost of finance for upgrading technology Industry specific technology upgradation programmes Fund for developing and accessing overseas markets for export Expanding reach of infrastructure programmes Ushering in a regime of self certification in lien of inspections for various regulations Interventions in the future require that hurdles to growth are removed. They must encourage a seamless movement from small to medium to large. The Indian Government, therefore, is working on a new vision for the SSI sector through a flexible approach and a motivated team. The advocacy role of Government now involves new dimensions such as building up and arguing cases before the world trade body or dispute redressal for a, articulating needs of small enterprises before decision makers and other agencies. Credit is increasingly being made available at international rates. Technology upgrades at both the cluster and the individual level are being assisted. Cluster level technologies will be at Government cost with only user charges recovered credit guarantee scheme has been put in place if our market has opened up to due to WTO, we need to enable our small units established foot holds in new markets opened up for then by globalisation. Thus, along with improving quality, they are being given the opportunity of over seas travel, conducting market surveys, test marketing etc. The existing industrial centres are being revamped by involving industry associations with some government assistance and finally a migration from sunset industries to sunrise industries is being encouraged through a comprehensive and graceful exit policy, which balances interest of labour with those of the owners. Conclusion The singular contribution of SMEs is on account of their unique characteristics. Their role in economic activity is manifest in both tangible and intangible ways. If this contribution is to be sustained, then their uniqueness needs to be nurtured in an overt and explicit manner. The Indian experience has shown that it is possible to design targeted interventions be they area specific like clusters or be they sector / sub-sector or product-specific. Other countries, be they Asian or OECD, also have policies which aim at similar support. The need of the hour is for us to learn from each other, drawing upon experiences and identity best practice policies. These in turn have to meet local conditions and circumstances. A one size fits all approach will not work. Nevertheless, there can be no two opinions about the priority that SME policies deserve for achieving the socio-economic goal of employment growth and social justice, along with the individual aspirations. Recent Government Policies and Measures In addition to the growth potential of the sector and its critical role in the manufacturing and value chains, the heterogeneity and the unorganised nature of the Indian MSMEs are important aspects that need to be factored into policy making an Analysis of SMEs in India Analysis of SMEs in India What are SMEs? Small and medium enterprises (also SMEs, small and medium businesses, SMBs, and variations thereof) are companies whose headcount or turnover falls below certain limits. The lack of a universal definition for SMEs is often considered to be an obstacle for business studies and market research. Definitions in use today define thresholds in terms of employment, turnover and assets. They also incorporate a reasonable amount of flexibility around year-to-year changes in these measures so that a business qualifying as an SME in one year can have a reasonable expectation of remaining an SME in the next. The thresholds themselves, however, vary substantially between countries. As the SME thresholds dictate to some extent the provision of government support, countries in which manufacturing and labor-intensive industries are prioritized politically tend to opt for more relaxed thresholds. Definition of SMEs in Indian context The MSMED Act 2006, which came into force w.e.f. 02/10/2006, defines the Micro, Small, and Medium Enterprises. As per the Act, the activities are classified into Manufacturing and Service Category. Initially, the MSMED Act 2006 had not defined the ‘Services Sector and RBIs guidelines were awaited. However, subsequently RBI have defined the services sector and the activities that can be covered under the SME sector. The following chart indicates the threshold investment levels for both Manufacturing sector (INVESTMENT IN PLANT MACHINERY) and Services sector (INVESTMENT IN EQUIPMENT) for the above three categories of Manufacturing and Services Enterprises : While calculating the investment in plant and machinery/equipment referred to above, the original price thereof shall be taken into account,irrespective of whether the plant and machinery/equipment are new or second hand. In case of imported machinery/equipment, the following duty/charges/costs shall be included in calculating their value: Import Duty (not to include miscellaneous expenses such as transportation from the port to the site of the factory, demurrage paid at the port); Shipping Charges; Customs Clearance charges; and Sales Tax or Value-added Tax. Cost of the following plant machinery/equipments etc would be excluded:; equipments such as tools, jigs, dies, moulds, and spare parts for maintenance and the cost of consumable stores; installation of plant machinery; research and development and pollution control equipments; power generation set and extra transformer installed by the enterprises as per the Regulations of the State Electricity Board; Bank charges and Service Charges paid to the National Small Industries Corporation or the State Small Industries Corporation; Procurement or Installation of cables, wiring bus bars, electrical control panels (not mounted on individual machines) Oil circuit breakers or miniature circuit breakers which are necessarily to be used for providing electrical power to the plant and machinery or for safety measures; Gas producer plants; Transportation charges (other than sales tax or value-added tax and excise duty) for indigeneous machinery from the place of their manufacture to the site of the enterprise); Charges paid for technical know-how for erection of plant machinery; Such storage tanks which store raw materials and finished products only and are not linked with the manufacturing process; Fire-fighting equipment; and Such other items as may be specified, by notification from time to time. In case of Service Enterprises, the original cost to exclude furniture, fittings and other items not directly related to the services rendered. Land and Building would also not be included while computing the machinery/equipments cost. SME would be meant to include Micro Small and Medium Enterprises (MSMEs). The above definitions of Micro, Small and Medium Enterprises would be in place of the existing definitions of Small Medium Industries and SSSBEs/Tiny Enterprises. Micro Enterprises would include Tiny Industries also. Small Enterprises (Manufacturing) would mean Small Scale Industries (SSIs). Medium Enterprises (Manufacturing) would mean Medium Industries (MIs). Small Enterprises (Services) and Medium Enterprises(Services) would mean other Small Medium Enterprises. Thus, SME Advances would be categorised as under: All advances to segments viz. Micro, Small and Medium Enterprises in the Manufacturing sector irrespective of sanctioned limits, (including advances against TDRs/Govt. Securities etc for business purposes to these categories of Borrowers), and Advances to Services Sectors such as Professional Self-Employed, Small Business Enterprises, and Small Road/Water Transport Operators and other enterprises, engaged in providing/rendering of services, conforming to the above investment criteria and -enjoying borrowing/non-borrowing facilities with the Bank (including advances against TDRs/Govt. Securities etc for business purposes to these categories of Borrowers). Those enterprises exceeding the investment ceilings would be categorized as Large Enterprises and be outside the purview of SME. The sanctioned limits would no longer be the criteria determining the status as micro or small or medium enterprises in these cases. Reserve Bank of India has since reviewed the definition on Priority Sector and have issued revised guidelines on lending to Priority Sector vide their Master Circular dated 2nd July, 2007. As per this circular Retail Trade is excluded from the activities classified as SME. (Source: www.bankofindia.com) Importance of SMEs Small and medium-sized enterprises (SMEs) are the backbone of all economies and are a key source of economic growth, dynamism and flexibility in advanced industrialized countries, as well as in emerging and developing economies. SMEs constitute the dominant form of business organization, accounting for over 95% and up to 99% of enterprises depending on the country. They are responsible for between 60-70% net job creations in Developing countries. Small businesses are particularly important for bringing innovative products or techniques to the market. Microsoft may be a software giant today, but it started off in typical SME fashion, as a dream developed by a young student with the help of family and friends. Only when Bill Gates and his colleagues had a saleable product were they able to take it to the marketplace and look for investment from more traditional sources. SMEs are vital for economic growth and development in both industrialized and developing countries, by playing a key role in creating new jobs. Financing is necessary to help them set up and expand their operations, develop new products, and invest in new staff or production facilities. Many small businesses start out as an idea from one or two people, who invest their own money and probably turn to family and friends for financial help in return for a share in the business. But if they are successful, there comes a time for all developing SMEs when they need new investment to expand or innovate further. That is where they often run into problems, because they find it much harder than larger businesses to obtain financing from banks, capital markets or other suppliers of credit. Boosting industrial growth By enhancing existing capacities, and by delivering cost-efficient goods and services as per the requirements of the local markets, SMEs have been driving industrial growth. Inspiring Consumption and Social Change SMEs play a defining role by offering reasonable, yet revolutionary goods and services to cater to the changing market requirements. Currently, SMEs have made its presence felt in areas like education, medical care, transportation, entertainment and local infrastructure development. Minuscule investment SMEs need low capital investment, in terms of per unit of output Increased Employment Opportunities SMEs generate both direct and indirect employment opportunities, in 2006-07, for instance, for every ten million rupees invested by the SME sector spawned employment opportunities for over 150 people. However, the same amount of investment carried out by the overall economy generated employment for just 37. 4 people. As per Government statistics in 2007-08, SMEs generated employment for 31.25 million people. Fuelling the local economy SMEs make use of natural resources and domestic skills to cater to the domestic market. The growth of SME sector also helps in socio-economic upliftment as it generates employment opportunities for untapped masses, living in urban and rural regions. Discourages migration to urban areas SMEs are synonymous for entrepreneurship. And the best part being setting up an SME doesnt include much risk. If SMEs generate employment opportunities in rural and semi-urban areas, migration to urban areas can be stemmed to a great extent. Transition from Agriculture Economy to Service-oriented one SMEs can play a crucial role in achieving the transition from a dominant agricultural economy to a service oriented economy, akin to Japan. Japans agricultural workforce has gone done from 68 percent to 4.9 percent, in case of United States, from 44 percent to 9 percent. Further, Indian agriculture sector can no longer generate extra employment opportunities to meet the requirements of the ever-growing population. In such a situation, only SMEs can come to the nations rescue. SME in the global scenario Even in the global scenario SMEs have always played a crucial role in their respective countrys economy. International comparisons reveal that SMEs create the majority of jobs. In the USA, nearly half of the private workforce is employed in small firms, of which three-fifth have less than five employees. In Japan, 78 percent of jobs are generated by SMEs. The same sector in Korea accounts for 99 percent of all manufacturing enterprises and 69 percent of employment in this sector. Therefore, SMEs must play a central role in the countrys employment strategy. This will require modification of policies and programmes to level the playing field, improve availability of credit, increase productivity, raise quality consciousness and competitiveness, and enhance job quality. Recent experiences of different countries in the context of globalisation also demonstrate that SMEs are better insulated from the pressures generated by the volatility of world trade and capital markets. They are more resistant to the stresses, and more responsive to the demands of the fast-changing technologies and entrepreneurial responses. Indeed, they are observed to be a very important vehicle for new technology adoption and entrepreneurial development. Ensuring the competitiveness of the SMEs is important as it would help in overall growth of manufacturing sector as also the national economy. The Indian Context The micro, small and medium enterprises (MSME) sector contributes significantly to the manufacturing output, employment and exports of the country. It is estimated that in terms of value, the sector accounts for about 45 per cent of the manufacturing output and 40 percent of the total exports of the country. The sector is estimated to employ about 42 million persons in over 13 million units throughout the country. Further, this sector has consistently registered a higher growth rate than the rest of the industrial sector. There are over 6000 products ranging from traditional to high-tech items, which are being manufactured by the MSMEs in India. It is well known that the MSMEs provide the maximum opportunities for both self employment and jobs after agriculture. Recognizing the contribution and potential of the sector, the definitions and coverage of the MSE sector were broadened significantly under the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 which recognized the concept of â€Å"enterprise† to include both manufacturing and services sector besides, defining the medium enterprises. For collecting and compiling the data for the MSME sector (including khadi, village and coir industries), the Fourth All India Census of MSMEs with reference year 2006-07, is being conducted in the country. The Census will provide the first database on the MSME sector after the enactment of MSME Development Act, 2006. PERFORMANCE OF MSEs As per the quick estimates of 4th All-India Census of MSMEs, the number ofenterprises is estimated to be about 26 million and these provide employment to an estimated60 million persons. Of the 26 million MSMEs, only 1.5 million are in theregistered segment while the remaining 24.5 million (94%) are in the unregistered segment. The State-wise distribution of MSMEs show that more than 55% of these enterprises are in 6 States, namely, Uttar Pradesh, Maharashtra, Tamil Nadu, West Bengal, Andhra Pradesh and Karnataka. Further, about 7% of MSMEs are owned by women and more than 94% of the MSMEs are proprietorships or partnerships. In view of the MSME sectors role in the economic and social development of the country, the Government has emphasized on its growth and development. It has taken various measures/initiatives from time to time which have facilitated the sectors ubiquitous growth. No discussion on MSMEs can be complete without a full treatment of the unorganized sector in which ent erprises are typically established through own funds or funds obtained through non-institutional sources, they lack managerial bandwidth, do not have established channels for marketing and are centered around a single traditional technology. More than 94 percent of MSMEs are unregistered, with a large number established in the informal or unorganized sector. The National Commission for Enterprises in the Unorganised Sector (NCEUS) defines unorganized sector as enterprise employing less than 10 workers. It has estimated such enterprises at 58 million with employment generated of 104 million persons. Of these, more than half the workers are classified as ‘self-employed. A large segment in this universe of self-employed consists of those who are engaged in non-farm activities. This segment predominantly consists of own account enterprises, i.e., where there are no hired workers and are run by self with or without the help of unpaid family members. The own account enterprises can be distinguished into those running within households and those outside the households. The household enterprises operate on the basis of family labour organizing production on its own, acquire its own raw material, use its own machinery and tools and market its products. Apart from own account enterprises, this segment also consists of enterprises having hired workers between 2 to 9. Very often, these enterprises are located in clusters but function independently without inter-firm linkages. The Office of the DC (MSME) provides estimates in respect of various performance parameters relating to the Sector. The time series data in respect of the Sector on various economic parameters, is incorporated in the following Table: MSEs Performance: Units, Investment, Production, Employment Exports The figures in brackets show the % growth over the previous year. Projected COMPARISON OF THE MSE SECTOR WITH THE OVERALL INDUSTRIAL SECTOR: The MSE sector has maintained a higher rate of growth vis-à  -vis the overall industrial sector as would be clear from the comparative growth rates of production for both the sectors during last five years as incorporated in the Table given below: Comparative Growth Rates CONTRIBUTION OF MSEs IN THE GROSS DOMESTIC PRODUCT (GDP) EMPLOYMENT IN MSE SECTOR The total employment from the MSE sector (including SSSBEs) in the country as per the Third All India Census of MSEs with reference Year 2001-02 was 249.33 lakh numbers. The units operating with fixed premises are treated as MSEs. As per the estimates compiled for the year 2007-08, the employment was 322.28 lakh persons in the sector. The share of MSEs in the total employment among units engaged in manufacturing and services is around 34.93%. Challenges faced by smes Mentoring Advocacy Even today, most small business in India are set up by first generation entrepreneurs. They often have a product or service idea, some money, a zest to hard work but limited knowledge about markets, Government or bank procedures, cash flows or how to manage labour. This is where mentoring a hand holding support becomes crucial. At times, this comes from an individual such as friend, relative, an NGO or a parent unit. This is episodic and unable to meet the vast requirement which the country has. This is sought to be institutionalized through extension/outreach efforts of central and state Governments. Trained manpower is made available for this task, right down the district levels, to act as the friend, philosopher and guide. These resource persons guide in setting up a evit, making it commercially viable, interacting with financial institutions and understanding markets, as well as the impact of globalisation with advancements in it. There is a strong more towards linking SMEs with bigger commodity or supply chain and providing acceptable quality and delivery schedules. The Central Governments agency for the task, the Small Industry Development Organisation, has accordingly moved away from its pre-reform regulatory to a direct promotional role of hand holding, advocacy and facilitation. This encompasses the legislative support put in place, fiscal incentives and protection from unequal competition. Credit Credit is the lifeline of business. Small businesses lack access to capital and money markets. Investors are unwilling to invest in proprietorships, partnerships or unlisted companies. As risk perception about small businesses is high. So is the cost of capital, institutional credit, when available, requires collateral which in turn makes the owner of the unit even more vulnerable to foreclosure. Credit guarantee funds which assist lending institution in advancing loans or mutual guarantee systems involving common guarantees from a group of people have not emerged in a significant manner. Unit finances comes under severe stress whenever an occasional event such as a large order, rejection of consignment, inordinate delay in payment occurs. The common stereotype about a banker lending an umbrella in sunshine and wanting it back as soon as it rains, gets reinforced in their dealing with small enterprises. It is, therefore, not surprising, that small enterprises prefer to first tap own resources or loans from friends and relatives and theres look for external finance. In India, many of small manufacturing enterprises do not access bank finance and only about 16% of total bank credit finds its way to the sector. Despite being a priority sector for lending, small manufacturing enterprises get just about 8% of their annual turnover as working capital requirements, as against normative requirements of 20%. Even for this, cost of credit is high. The problem is recognized and is sought to be addressed through various ways: Establishment of ISO 9000 certified, specialized SSI bank branches in districts/clusters. Directive for working capital finance @ 20% of annual normative turnover. Waiver of collateral requirements upto Rs. 0.5 million. Setting up of a credit Guarantee Trust to cover loans upto Rs. 2.5 million. Composite loans from a single agency upto Rs. 2.5 million. A national equity fund for equity to SSI units at 5 percent service charge Technology As mentioned earlier, small enterprises are often regarded for their labour intensity and the capability to work with local resources. In the part, this has often led to less emphasis on technology. Run of the mill technology coupled with functional packaging and inadequate finishing have at times led to small sector products being labeled as being of poor or substandard quality. This has a cascading impact on competitiveness. As small enterprises realize the need to link up with large ones, they are having a relook at technology options which would improve productivity, effectiveness and competitiveness. While sourcing technology, small business need to concentrate on the following essential issues: Information about Technology For small units information about technology options is often through word of mouth or from a visit to an advanced unit. With the advent of internet, new vistas are opening up through electronic journey catalogue downloads and advanced search facilities. The technology bureau for small enterprise promoted with the assistance of the UN offers access to databases and information on technology. Technology intervention in clusters offers near by units an opportunity for a look and feel of advanced technology entrepreneurs are also assisted to participate in overseas trade fairs to update tem with latest worldwide. Tool rooms, testing centres, production-cum-process centres and workshops also assist in this task. Actual procurement of technology Barriers to import technology, technology transfer issues, vendor capability, after sales support, import procedures impede procurement. In India, the Asia Pacific Centre to Transfer of Technology promotes match making between buyer and seller and facilities procurement through escort services. Encouragement to import of capital goods has also helped. Finance for Technology upgradation Small enterprises look to external sources of funding for upgrading technology as withdrawing money from business entails its own costs. In India, a technology upgradation and modernization fund and a hire purchase scheme attempts to meet this requirement. These are however, funds at normal lending costs. A new scheme called the credit linked capital subsidy scheme, for reducing the cost of funds, has now been put into place. Market Access In todays world, small enterprises can hardly match the adventising support or distribution reach of a large corporation. In India, small units sell best in limited or neighbourhood markets or when they are meeting a low volume specialized demand which no large player can effectively caterto. Increasingly, now the endeavour is to build the marketing activity of small units around their competitive advantage i.e., products which are labour intensive, items which cater to niche markets, low volume high margin products, sub assembly tasks, outsourcing jobs and ancillarisation. Sub-contracting exchanges are being established through Government and Industry associations to promote such interface. After sales service for imported products, AMCs on electronic equipment, reverse engineering (to the extent that it is WTO compatible) are the other areas being encouraged, sophisticated marketing is a task best left to large players. Small enterprises in India are realizing that the term â€Å" marketing† perhaps implies different things to different people for new SME businesses, head on competition with established giants makes little sense. Infrastructure Small units have traditionally operated from homes or a neighborhood work shed. Slowly, they began moving out and clustering together wherever electricity, water, raw materials, markets or labour were easier to access. Policy makers in India had anticipated the need for suitable infrastructure five decades ago and began a programme for setting up industrial estates. Non-assessment of economic viability, tardy implementation and poor maintenance due to drying up of funds affected these adversely. Later in the post reform period, the problem was sought to be addressed by setting up of such estates exclusively for small business. Almost 50 such estates have been set up. Because of their better infrastructure such as roads, telecommunication, power, effluent treatment plants, power, banks, watch ward, and reasonable cost, they have proved to be popular with small manufacturing for factory accommodation, allotment of sheds on hire purchase as well as outright sale etc. A concerted move h as also now been initiated for upgrading existing estates. Globalisation The globalisation of trade commerce has been given a push by agreements in the WTO and changed the business environment. It has therefore become necessary to sensitise SMEs about these changes and prepare them for the future. In India, a number of steps have been taken in this regard. Apart from setting up a WTO cell in the nodal ministry, 28 sensitization workshops were conducted across the country. Workshops have also been held on intellectual property rights and bar coding. Monitoring of imports in specific sectors where SMEs hae a significant presence and initiation of anti-dumping action where dumping was noticed, are the other steps taken in this respect. Procedures Government and bank procedures coupled with inspections remain a major hurdle in growth of small units. There are over 60 central, state and local laws which regulate small businesses in the areas of labour, factory maintenance environment, municipal bye laws, taxation, power etc. These require the maintenance of as many as 116 registers and forms. To enforce these, there is an army of inspector who visit units leading to harassment, delay, obstruction and increase in cost of production. Many small units are one man shows and cannot satisfy the letter of the law. The streamlining of such rules and regulations has become necessary if the creative genius of Indian entrepreneurs is to be fully unleashed. Some state governments have exhibited initiative in this regard. The Central Government has initiated a study to enact a single law for small businesses. This enactment should ease the situation considerably. Exit Mechanism Like products, Industries too have life cycles. There are industry segments which have seen their best days. Similarly, there are individual units where no amount of additional funds will help. Their bank loans have become bad and non performing. A sound exit policy which also safeguards labour interests has therefore, become necessary. It is anticipated that as of 1998, over Rs. 3.8 billion were locked in sick/weak units. An exit policy would help fresh circulation of a significant amount. The first steps in this regard have been taken recently by Indias central bank where by one time settlement of dues as on 31 March, 1997 was allowed. The results have been encouraging. Strategy Interventions for Revitalisation and Growth Significant charges in economic environment are being heralded in by the WTO. The removal of QRS has led to increased competition with imports. Many sectors of industry are facing competition from Chinese or Taiwanese imports within the country or from Bangladesh Srilanka or Nepal in export markets. It is the belief of the Indian Government that promotion and not protection is the answer to the issues of survival and growth. Thus, while reservation of items for exclusive production continues, the focus must now be on strengthening capabilities. This implies a holistic look at the concerns of industry. As part of this, the following strategic interventions have been initiated Easing access to general credit Introduction of options of limited partnership and factoring Subsiding cost of finance for upgrading technology Industry specific technology upgradation programmes Fund for developing and accessing overseas markets for export Expanding reach of infrastructure programmes Ushering in a regime of self certification in lien of inspections for various regulations Interventions in the future require that hurdles to growth are removed. They must encourage a seamless movement from small to medium to large. The Indian Government, therefore, is working on a new vision for the SSI sector through a flexible approach and a motivated team. The advocacy role of Government now involves new dimensions such as building up and arguing cases before the world trade body or dispute redressal for a, articulating needs of small enterprises before decision makers and other agencies. Credit is increasingly being made available at international rates. Technology upgrades at both the cluster and the individual level are being assisted. Cluster level technologies will be at Government cost with only user charges recovered credit guarantee scheme has been put in place if our market has opened up to due to WTO, we need to enable our small units established foot holds in new markets opened up for then by globalisation. Thus, along with improving quality, they are being given the opportunity of over seas travel, conducting market surveys, test marketing etc. The existing industrial centres are being revamped by involving industry associations with some government assistance and finally a migration from sunset industries to sunrise industries is being encouraged through a comprehensive and graceful exit policy, which balances interest of labour with those of the owners. Conclusion The singular contribution of SMEs is on account of their unique characteristics. Their role in economic activity is manifest in both tangible and intangible ways. If this contribution is to be sustained, then their uniqueness needs to be nurtured in an overt and explicit manner. The Indian experience has shown that it is possible to design targeted interventions be they area specific like clusters or be they sector / sub-sector or product-specific. Other countries, be they Asian or OECD, also have policies which aim at similar support. The need of the hour is for us to learn from each other, drawing upon experiences and identity best practice policies. These in turn have to meet local conditions and circumstances. A one size fits all approach will not work. Nevertheless, there can be no two opinions about the priority that SME policies deserve for achieving the socio-economic goal of employment growth and social justice, along with the individual aspirations. Recent Government Policies and Measures In addition to the growth potential of the sector and its critical role in the manufacturing and value chains, the heterogeneity and the unorganised nature of the Indian MSMEs are important aspects that need to be factored into policy making an

Classification of Beer :: Classification Essays Beer Alcohol Essays

Classification of Beer What's more refreshing on a hot summer day than a nice cold beer? Or how about drinking a nice cold one with some buddies after work at a local bar, sound nice doesn?t it? Beer has been around for many years and will probably be around for many more. A beer is any variety of alcoholic beverages produced by the fermentation of starchy material derived from grains or other plant sources. The production of beer and some other alcoholic beverages is often called brewing. Most every culture has there own tradition and the own take on beer, thus producing many different styles and variations. Simply put, a beer style is a label given to a beer that describes its overall character and often times its origin. It's a name badge that has been achieved over many centuries of brewing, trial and error, marketing, and consumer acceptance. There are many different types of beer, each of which is said to belong to a particular style. A beer's style is a label that describes the overall flavour and often the origin of a beer, according to a system that has evolved by trial and error over many centuries. According to the type of yeast that is used in the beer's fermentation process, most beer styles fall into one of two large families: ale or lager. Beers that blend the characteristics of ales and lagers are referred to as hybrids. An ale is any beer that is brewed using only top-fermenting yeasts, and typically at higher temperatures than lager yeast. Because ale yeasts cannot fully ferment some sugars, they produce esters in addition to alcohol, and the result is a more flavourful beer with a slightly "flowery" or "fruity" aroma resembling but not limited to apple, pear, pineapple, grass, hay, plum or prune. Stylistic differences among ales are more varied than those found among lagers, and many ale styles are difficult to categorize. Top-fermented beers, particularly popular in the British Isles, include barley wine, bitter, pale ale, porter, and stout. Stylistic differences among top-fermented beers are decidedly more varied than those found among bottom-fermented beers and many beer styles are difficult to categorize. California Common beer, for example, is produced using a lager yeast at ale temperatures. Wheat beers are often produced using an ale yeast and then lagered, sometimes with a lager yeast. Lam bics employ wild yeasts and bacteria, naturally-occurring in the Payottenland region of Belgium.

Vegetarians: Selecting Healthy Nutritional Choices Essays -- Healthy L

Introduction A group of three female friends who are living off campus have approached us to discuss how to have better eating habits but within the limits of their budget. This will require an in depth assessment of the individuals which considers several factors. Once we have a baseline it is key to develop a nursing diagnosis that encompasses the issue at hand. Once that is done a plan can be put into place, involving the cognitive, affective, and psychomotor learning styles. Assessment First a baseline assessment will be done concerning the clients. There are several identifying factors that may affect our client’s ability to learn and this will need to be discussed first. Typically younger adults exhibit ignorance and are still learning about the world. In this instance these girls may not be used to cooking for themselves, as they are still fresh to the idea of living away from home. They may not be used to buying food for themselves being unaware of the monetary value of food. This is especially the case if they have moved from a far area from accessible food. They will probably require time to individually learn and be informed to learn about their health problems. Also, being in college comes with many responsibilities, which can affect their emotional capability. For example, they may be feeling overwhelmed with the course load from school which in result causes them to focus less on their nutrition. Having a busy schedule leads to having less time for meal preparation, causing them to consume the most convenient meal option. An example of this would be Mr. Noodles or MacDonald’s, which are not necessarily the healthiest options. Since they are in college we have confidence that their cognition and reading level ... ...being able to find healthy nutritional choices is hard enough and adding in a tough budget while living in unfavourable circumstance makes it nearly impossible. By being proactive the three students will be able to overcome this challenge. The use of the health care system will help them gain more resources and knowledge of how to be self-sufficient in a dietary context. If the clients fulfill the cognitive, affective, and psychomotor objectives and goals it is believed that the clients will be successful in acquiring healthy habits and eating healthier within a budget. Works Cited Eating well with Canada’s Food Guide – Main Page – Health Canada. (2011, September 1). Retrieved November 22, 2013, from http://www.hc-sc.gc.ca/fn-an/food-guide-aliment/index-eng.php Perry, A., & Potter, P. (2013). Canadian Fundamentals of Nursing. (5th ed.). Toronto: Elsevier.

Thomas Hardys Philosophy Influences His Writing Essay -- Biography Bi

Thomas Hardy's Philosophy Influences His Writing In a letter written in 1920, Thomas Hardy comments, "it is my misfortune that people will treat my mood-dictated writing as a single scientific theory" (Hicks 111). Hardy did not write under the pretenses of a single belief system, but was "so often misunderstood that he had to try and give some clear and precise statement of his beliefs" (Hicks, 110). Although he did not fulfill the role of philosopher, often these statements were read as Hardy's "philosophy." According to Jacobson, the task of a philosopher is to "develop articulate, settled systems of thought about the nature of the world, about the moral constitution of mankind, and about the grounds and modalities of knowledge itself." He continues to explain that these ideas must be "coherent, not just within themselves . . . but also with those put forward in the other two[systems of thought]" (115). While Hardy explores the ideas of nature, morality, and knowledge in his writings, he focuses on the multi-faceted aspects of ea ch idea, not on any general conclusions about each idea. Although Hardy did not support an individual or personal "philosophy," echoes of the late nineteenth century philosophers, including Nietzche, Comte, and Schopenhauer, are found in his works. Nietzche comments on the nature of human drives, arguing that one could understand culture by studying the conflict between the Apollonian and Dionysian drives. The Apollonian drive, according to Nietzche, strives to find order in a confused, chaotic, and cruel world. The Dionysian drive, on the other hand, desires to break down that artificial order. An example of these opposing drives is found in Hardy's short story "The Fiddler of the Reels." Ned, ... ...eas represent a powerful combination of the philosophies introduced by contemporary thinkers. Bibliography Bailey, J. O. Thomas Hardy and the Cosmic Mind: A New Reading of The Dynasts. Chapel Hill: The University of North Carolina Press, 1956. Baybrook, Patrick. Thomas Hardy and His Philosophy. Philadelphia: J. B. Lippencott, Co., 1927. Drabble, Margaret, ed. The Genius of Thomas Hardy. NY: Alfred A. Knopf, 1976. Hicks, Granville. Figures in Transition: A Study of British Literature at the end of the Nineteenth Century. New York: McMillan, Co., 1939. Jacobson, Dan. "Thomas Hardy: The Poet as Philosopher." American Scholar, vol. 65, no. 1, Winter 1996, pp. 114-19. Millgate, Michael. Thomas Hardy: A Biography. New York: Random House, 1982. Orel, Harold, ed. Thomas Hardy: Personal Writings. Lawrence: The University of Kansas Press, 1966.

Frostbite Chapter 23

Twenty-three THE WEATHER WARMED UP ON the day of my molnija ceremony. In fact, it was so warm that a lot of the snow on campus began melting, running down the sides of the Academy's stone buildings in slim, silvery streams. Winter was far from being over, so I knew everything would just freeze up again in a few days. For now, though, it felt as though the entire world was weeping. I had walked away from the Spokane incident with minor bruises and cuts. The burns from the melting flex-cuffs were the worst of my injuries. But I was still having a hard time dealing with the death I'd caused and the death I'd seen. I'd wanted little more than to go curl up in a ball somewhere and not talk to anyone, except maybe Lissa. But on my fourth day back at the Academy, my mother had found me and told me it was time to receive my marks. It had taken me several moments to grasp what she was talking about. Then it occurred to me that in decapitating two Strigoi, I'd earned two molnija tattoos. My first ones. The realization had stunned me. All my life, in considering my future career as a guardian, I'd looked forward to the marks. I'd seen them as badges of honor. But now? Mainly they were going to be reminders of something I wanted to forget. The ceremony took place in the guardians' building, in a large room they used for meetings and banquets. It was nothing at all like the great dining room at the resort. It was efficient and practical, like the guardians were. The carpet was a bluish gray shade, low and tightly woven. The bare white walls held framed black-and-white photos of St. Vladimir's through the years. There were no other decorations or fanfare, yet the solemnity and power of the moment were palpable. All the guardians on campus- but no novices- attended. They milled around in the building's main meeting room, hanging out in clusters but not talking. When the ceremony started, they fell into orderly ranks without being told and watched me. I sat on a stool in the corner of the room, leaning forward with my hair hanging over the front of my face. Behind me, a guardian named Lionel held a tattooist's needle to the back of my neck. I'd known him the whole time I'd been at the Academy, but I'd never realized he was trained to draw molnija marks. Before he started, he had a murmured conversation with my mother and Alberta. â€Å"She won't have a promise mark,† he said. â€Å"She hasn't graduated.† â€Å"It happens,† said Alberta. â€Å"She made the kills. Do the molnijas, and she'll get the promise mark later.† Considering the pain I regularly put myself through, I didn't expect the tattoos to hurt as much as they did. But I bit my lip and stayed silent as Lionel made the marks. The process seemed to go on forever. When he finished, he produced a couple of mirrors, and with some maneuvering, I was able to see the back of my neck. Two tiny black marks sat there, side by side, against my reddened and sensitive skin. Molnija meant â€Å"lightning† in Russian, and that's what the jagged shape was meant to symbolize. Two marks. One for Isaiah, one for Elena. Once I'd seen them, he bandaged them up and gave me some instructions about caring for them while they healed. Most of it I missed, but I figured I could ask again later. I was still kind of shocked by it all. After that, all the gathered guardians came up to me one by one. They each gave me some sort of sign of affection- a hug, a kiss on the cheek- and kind words. â€Å"Welcome to the ranks,† said Alberta, her weathered face gentle as she pulled me into a tight embrace. Dimitri didn't say anything when his turn came, but as always, his eyes spoke legions. Pride and tenderness filled his expression, and I swallowed back tears. He rested one hand gently on my cheek, nodded, and walked away. When Stan- the instructor I'd fought with the most since my first day- hugged me and said, â€Å"Now you're one of us. I always knew you'd be one of the best,† I thought I'd pass out. And then when my mother came up to me, I couldn't help the tear that ran down my cheek. She wiped it away and then brushed her fingers against the back of my neck. â€Å"Don't ever forget,† she told me. Nobody said, â€Å"Congratulations,† and I was glad. Death wasn't anything to get excited about. When that was done, drinks and food were served. I walked to the buffet table and made a plate for myself of miniature feta quiches and a slice of mango cheesecake. I ate without really tasting the food and answered questions from others without even knowing what I said half the time. It was like I was a Rose robot, going through the motions of what was expected. On the back of my neck, my skin stung from the tattoos, and in my mind, I kept seeing Mason's blue eyes and Isaiah's red ones. I felt guilty for not enjoying my big day more, but I was relieved when the group finally started dispersing. My mother walked up to me as others murmured their goodbyes. Aside from her words here at the ceremony, we hadn't talked much since my breakdown on the plane. I still felt a little funny about that- and a little embarrassed as well. She'd never mentioned it, but something very small had shifted in the nature of our relationship. We weren't anywhere near being friends†¦but we weren't exactly enemies anymore either. â€Å"Lord Szelsky is leaving soon,† she told me as we stood near the building's doorway, not far from where I'd yelled for her on that first day we'd talked. â€Å"I'll be going with him.† â€Å"I know,† I said. There was no question she'd leave. That was how it was. Guardians followed Moroi. They came first. She regarded me for a few moments, her brown eyes thoughtful. For the first time in a long time, I felt like we were actually looking eye to eye, as opposed to her looking down on me. It was about time, too, seeing as I had half a foot of height on her. â€Å"You did well,† she said at last. â€Å"Considering the circumstances.† It was only half a compliment, but I deserved no more. I understood now the mistakes and lapses of judgment that had led to the events at Isaiah's house. Some had been my fault; some hadn't. I wished I could have changed some of my actions, but I knew she was right. I'd done the best I could in the end with the mess before me. â€Å"Killing Strigoi wasn't as glamorous as I thought it'd be,† I told her. She gave me a sad smile. â€Å"No. It never is.† I thought then about all the marks on her neck, all the kills. I shuddered. â€Å"Oh, hey.† Eager to change the subject, I reached into my pocket and pulled out the little blue eye pendant she'd given me. â€Å"This thing you gave me. It's a n-nazari† I stumbled over the word. She looked surprised. â€Å"Yes. How'd you know?† I didn't want to explain my dreams with Adrian. â€Å"Someone told me. It's a protection thing, right?† A pensive look crossed her face, and then she exhaled and nodded. â€Å"Yes. It comes from an old superstition in the Middle East†¦Some people believe that those who want to hurt you can curse you or give you ‘the evil eye.' The nazar is meant to counteract the evil eye †¦ and just bring protection in general to those who wear it.† I ran my fingers over the piece of glass. â€Å"Middle East†¦so, places sort of like, um, Turkey?† My mother's lips quirked. â€Å"Places exactly like Turkey.† She hesitated. â€Å"It was †¦ a gift. A gift I received a long time ago †¦Ã¢â‚¬  Her gaze turned inward, lost in memory. â€Å"I got a lot of †¦ attention from men when I was your age. Attention that seemed flattering at first but wasn't in the end. It's hard to tell the difference sometimes, between what's real affection and what's someone wanting to take advantage of you. But when you feel the real thing†¦well, you'll know.† I understood then why she was so overprotective about my reputation- she'd endangered her own when she was younger. Maybe more than that had been damaged. I also knew why she'd given the nazar to me. My father had given it to her. I didn't think she wanted to talk anymore about it, so I didn't ask. It was enough to know that maybe, just maybe, their relationship hadn't been all about business and genes after all. We said goodbye, and I returned to my classes. Everyone knew where I'd been that morning, and my fellow novices wanted to see my molnija marks. I didn't blame them. If our roles had been reversed, I would have been harassing me too. â€Å"Come on, Rose,† begged Shane Reyes. We were walking out of our morning practice, and he kept swatting my ponytail. I made a mental note to wear my hair down tomorrow. Several others followed us and echoed his requests. â€Å"Yeah, come on. Let's see what you got for your swordsmanship!† Their eyes shone with eagerness and excitement. I was a hero, their classmate who'd dispatched the leaders of the roving band of Strigoi that had so terrorized us over the holidays. But I met the eyes of someone standing at the back of the group, someone who looked neither eager nor excited. Eddie. Meeting my gaze, he gave me a small, sad smile. He understood. â€Å"Sorry, guys,† I said, turning back to the others. â€Å"They have to stay bandaged. Doctor's orders.† This was met with grumbles that soon turned into questions about how I'd actually killed the Strigoi. Decapitation was one of the hardest and rarest ways to kill a vampire; it wasn't like carrying a sword was convenient. So I did my best to tell my friends what had happened, making sure to stick to the facts and not glorify the killings. The school day couldn't end a moment too soon, and Lissa walked with me back to my dorm. She and I hadn't had the chance to talk much since everything had gone down in Spokane. I'd undergone a lot of questioning, and then there'd been Mason's funeral. Lissa had also been caught up in her own distractions with the royals leaving campus, so she'd had no more free time than me. Being near her made me feel better. Even though I could be in her head at any time, it just wasn't the same as actually being physically around another living person who cared about you. When we got to the door of my room, I saw a bouquet of freesias sitting on the floor near it. Sighing, I picked up the fragrant flowers without even looking at the attached card. â€Å"What are those?† asked Lissa while I unlocked the door. â€Å"They're from Adrian,† I told her. We walked inside, and I pointed to my desk, where a few other bouquets sat. I put the freesias down beside them. â€Å"I'll be glad when he leaves campus. I don't think I can take much more of this.† She turned to me in surprise. â€Å"Oh. Um, you don't know.† I got that warning twinge through the bond that told me I wouldn't like what was about to come. â€Å"Know what?† â€Å"Uh, he isn't leaving. He's going to stay here for a while.† â€Å"He has to leave,† I argued. To my knowledge, the only reason he'd come back at all was because of Mason's funeral, and I still wasn't sure why he'd done that, since he barely knew Mason. Maybe Adrian had just done it for show. Or maybe to keep stalking Lissa and me. â€Å"He's in college. Or maybe reform school. I don't know, but he does something.† â€Å"He's taking the semester off.† I stared. Smiling at my shock, she nodded. â€Å"He's going to stay and work with me†¦ and Ms. Carmack. All this time, he never even knew what spirit was. He just knew he hadn't specialized but that he had these weird abilities. He just kept them to himself, except for when he occasionally found another spirit user. But they didn't know any more than he did.† â€Å"I should have figured it out sooner,† I mused. â€Å"There was something about being around him. †¦ I always wanted to talk to him, you know? He just has this †¦ charisma. Like you do. I guess it's all tied into spirit and compulsion or whatever. It makes me like him †¦ even though I don't like him.† â€Å"Don't you?† she teased. â€Å"No,† I replied adamantly. â€Å"And I don't like that dream thing, either.† Her jade eyes went wide with wonder. â€Å"That is cool,† she said. â€Å"You've always been able to tell what's going on with me, but I've never been able to communicate with you the other way. I'm glad you guys got away when you did†¦but I wish I could have figured out the dream thing and helped find you.† â€Å"Not me,† I said. â€Å"I'm glad Adrian didn't get you to go off your meds.† I hadn't found that out until a few days after being in Spokane. Lissa had apparently rejected Adrian's initial suggestion that stopping the pills would let her learn more about spirit. She had admitted to me later, however, that if Christian and I had stayed missing much longer, she might have cracked. â€Å"How are you feeling lately?† I asked, recalling her concerns about the medication. â€Å"You still feel like the pills aren't working?† â€Å"Mmm†¦well, it's hard to explain. I still feel closer to the magic, like maybe they aren't blocking me so much anymore. But I'm not feeling any of the other mental side effects†¦not upset or anything.† â€Å"Wow, that's great.† A beautiful smile lit her face. â€Å"I know. It makes me think there might be hope for me to learn to work the magic after all someday.† Seeing her so happy made me smile back. I hadn't liked seeing those dark feelings starting to return and was glad they'd vanished. I didn't understand the how or the why, but as long as she felt okay- Everyone has light around them, except for you. You have shadows. You take them from Lissa. Adrian's words slammed into my mind. Uneasily, I thought about my behavior these last couple of weeks. Some of the angry outbursts. My rebelliousness- unusual even for me. My own black coil of emotion, stirring in my chest†¦ No, I decided. There were no similarities. Lissa's dark feelings were magic-based. Mine were stress-based. Besides, I felt fine right now. Seeing her watching me, I tried to remember where we'd left off in the conversation. â€Å"Maybe you'll eventually find a way to make it work. I mean, if Adrian could find a way to use spirit and doesn't need meds †¦Ã¢â‚¬  She suddenly laughed. â€Å"You don't know, do you?† â€Å"What?† â€Å"That Adrian does medicate himself.† â€Å"He does? But he said- † I groaned. â€Å"Of course he does. The cigarettes. The drinking. God only knows what else.† She nodded. â€Å"Yup. He's almost always got something in his system.† â€Å"But probably not at night†¦which is why he can poke his head into my dreams.† â€Å"Man, I wish I could do that,† she sighed. â€Å"Maybe you'll learn someday. Just don't become an alcoholic in the process.† â€Å"I won't,† she assured me. â€Å"But I will learn. None of the other spirit users could do it, Rose- well, aside from St. Vladimir. I'll learn like he did. I'm going to learn to use it- and I won't let it hurt me.† I smiled and touched her hand. I had absolute faith in her. â€Å"I know.† We talked for most of the evening. When the time came for my usual practice with Dimitri, I parted ways with her. As I walked away, I pondered something that had been bothering me. Although the attacking groups of Strigoi had had many more members, the guardians felt confident Isaiah had been their leader. That didn't mean there wouldn't be other threats in the future, but they felt it'd be a while before his followers regrouped. But I couldn't help thinking about the list I'd seen in the tunnel in Spokane, the one that had listed royal families by size. And Isaiah had mentioned the Dragomirs by name. He knew they were almost gone, and he'd sounded keen on being the one to finish them. Sure, he was dead now†¦but were there other Strigoi out there with the same idea? I shook my head. I couldn't worry about that. Not today. I still needed to recover from everything else. Soon, though. Soon I'd have to deal with this. I didn't even know if our practice was still on but went to the locker room anyway. After changing into practice clothes, I headed down into the gym and found Dimitri in a supply room, reading one of the Western novels he loved. He looked up at my entrance. I'd seen little of him in these last few days and had figured he was busy with Tasha. â€Å"I thought you might come by,† he said, putting a bookmark between the pages. â€Å"It's time for practice.† He shook his head. â€Å"No. No practice today. You still need to recover.† â€Å"I've got a clean bill of health. I'm good to go.† I pushed as much patented Rose Hathaway bravado into my words as I could. Dimitri wasn't falling for any of it. He gestured to the chair beside him. â€Å"Sit down, Rose.† I hesitated only a moment before complying. He moved his own chair close to mine so that we sat directly across from each other. My heart fluttered as I looked into those gorgeous dark eyes. â€Å"No one gets over their first kill†¦kills†¦easily. Even with Strigoi†¦well, it's still technically taking a life. That's hard to come to terms with. And after everything else you went through †¦Ã¢â‚¬  He sighed, then reached out and caught my hand in his. His fingers were exactly like I remembered, long and powerful, calloused with years of training. â€Å"When I saw your face†¦when we found you in that house†¦you can't imagine how I felt.† I swallowed. â€Å"How †¦ how did you feel?† â€Å"Devastated †¦ grief-stricken. You were alive, but the way you looked †¦ I didn't think you'd ever recover. And it tore me apart to think of that happening to you so young.† He squeezed my hand. â€Å"You will recover- I know that now, and I'm glad. But you aren't there. Not yet. Losing someone you care about is never easy.† My eyes dropped from his and studied the floor. â€Å"It's my fault,† I said in a small voice. â€Å"Hmm?† â€Å"Mason. Getting killed.† I didn't have to see Dimitri's face to know compassion was filling it. â€Å"Oh, Roza. No. You made some bad decisions†¦you should have told others when you knew he was gone†¦but you can't blame yourself. You didn't kill him.† Tears brimmed in my eyes as I looked back up. â€Å"I might as well have. The whole reason he went there- it was my fault. We had a fight†¦and I told him about the Spokane thing, even though you asked me not to†¦.† One tear leaked out of the corner of my eye. Really, I needed to learn to stop that. Just as my mother had, Dimitri delicately wiped the tear off my cheek. â€Å"You can't blame yourself for that,† he told me. â€Å"You can regret your decisions and wish you'd done things differently, but in the end, Mason made his decisions too. That was what he chose to do. It was his decision in the end, no matter your original role.† When Mason had come back for me, I realized, he'd let his feelings for me get in the way. It was what Dimitri had always feared, that if he and I had any sort of relationship, it would put us- and any Moroi we protected- in danger. â€Å"I just wish I'd been able to †¦ I don't know, do anything†¦Ã¢â‚¬  Swallowing back further tears, I pulled my hands from Dimitri's and stood up before I could say something stupid. â€Å"I should go,† I said thickly. â€Å"Let me know when you want to start practice again. And thanks for †¦ talking.† I started to turn; then I heard him say abruptly, â€Å"No.† I glanced back. â€Å"What?† He held my gaze, and something warm and wonderful and powerful shot between us. â€Å"No,† he repeated. â€Å"I told her no. Tasha.† â€Å"I †¦Ã¢â‚¬  I shut my mouth before my jaw hit the floor. â€Å"But†¦why? That was a once-in-a-lifetime thing. You could have had a baby. And she †¦ she was, you know, into you†¦.† The ghost of a smile flickered on his face. â€Å"Yes, she was. Is. And that's why I had to say no. I couldn't return that†¦couldn't give her what she wanted. Not when†¦Ã¢â‚¬  He took a few steps toward me. â€Å"Not when my heart is somewhere else.† I almost started crying again. â€Å"But you seemed so into her. And you kept going on about how young I acted.† â€Å"You act young,† he said, â€Å"because you are young. But you know things, Roza. Things people older than you don't even know. That day †¦Ã¢â‚¬  I knew instantly which day he referred to. The one up against the wall. â€Å"You were right, about how I fight to stay in control. No one else has ever figured that out- and it scared me. You scare me.† â€Å"Why? Don't you want anyone to know?† He shrugged. â€Å"Whether they know that fact or not doesn't matter. What matters is that someone- that you- know me that well. When a person can see into your soul, it's hard. It forces you to be open. Vulnerable. It's much easier being with someone who's just more of a casual friend.† â€Å"Like Tasha.† â€Å"Tasha Ozera is an amazing woman. She's beautiful and she's brave. But she doesn't- â€Å" â€Å"She doesn't get you,† I finished. He nodded. â€Å"I knew that. But I still wanted the relationship. I knew it would be easy and that she could take me away from you. I thought she could make me forget you.† I'd thought the same thing about Mason. â€Å"But she couldn't.† â€Å"Yes. And, so †¦ that's a problem.† â€Å"Because it's wrong for us to be together.† â€Å"Yes.† â€Å"Because of the age difference.† â€Å"Yes.† â€Å"But more importantly because we're going to be Lissa's guardians and need to focus on her- not each other.† â€Å"Yes.† I thought about this for a moment and then looked straight into his eyes. â€Å"Well,† I said at last, â€Å"the way I see it, we aren't Lissa's guardians yet.† I steeled myself for the next response. I knew it was going to be one of the Zen life lessons. Something about inner strength and perseverance, about how the choices we made today were templates for the future or some other nonsense. Instead he kissed me. Time stopped as he reached out and cupped my face between his hands. He brought his mouth down and brushed it against my lips. It was barely a kiss at first but soon increased, becoming heady and deep. When he finally pulled away, it was to kiss my forehead. He left his lips there for several seconds as his arms held me close. I wished the kiss could have gone on forever. Breaking the embrace, he ran a few fingers through my hair and down my cheek. He stepped back toward the door. â€Å"I'll see you later, Roza.† â€Å"At our next practice?† I asked. â€Å"We are starting those up again, right? I mean, you still have things to teach me.† Standing in the doorway, he looked over at me and smiled. â€Å"Yes. Lots of things.†

River Valley Civilizations of the Middle East Vocab

1. Pastoralism- the practice of raising livestock 2. Bronze Metallurgy- the study of the chemicals of the metal Bronze 3. Iron Metallurgy- the study of the chemicals of the metal Iron 4. Nile- gives people fresh water and is a major source for Egypt. The yearly activity is that it floods the river valley and moist fertile land is left behind. The resource the Nile has is the floodplain full of fertile land 5. Cataract- an unnavigable stretch of rapids and waterfalls 6. Delta- at one of the ends of rivers where the river spreads into many different streams 7.Silt- fine sand or clay that is easily carried by water 8. Papyrus- another type of paper that early civilizations used to write impotant info. It is thicker than paper 9. Irrigation- a process of saturating the land to be able to grow crops on it 10. Amun-Re- god of state and to whom common people turn to for adversity 11. Osiris- god of the underworld; his brother killed him and spread his body parts everywhere. His wife recover ed them and gave him a proper burial. The gods were impressed and brought back to life Osiris, but as a spirit, or god of the underworld 12.Seth- god of chaos; brother of Osiris who killed Osiris 13. Horus- son of Osiris; associated with the pharaohs and the Sun 14. Ptah- the chief god of the ancient city of Memphis; he is a creator god and god of architecture and crafts 15. Isis- wife of Osiris; goddess that dealt with speaking to the dead, bring n]back the dead to life, curing the sick, and magic 16. Hathor- Cow- goddess of love and music 17. Ma’at- goddess of physical and moral law of Egypt, order and truth 18. Aten- god of the sun as in a solar disk that had rays coming towards earth which represented human hands reaching for ankh the pharaoh 19.Upper Egypt- up river or up the Nile river that reached the cataracts to Memphis 20. Lower Egypt- from Memphis to the delta part of the Nile River 21. Menes- king of Memphis in Lower Egypt 22. Theocracy- a type of government where the priest rules the name of God or a god 23. Pharaoh- an emperor that ruled Egypt 24. Vizier- a high official 25. Bureaucracy- a type of government where important decisions are decided by state officials rather than elected representatives 26. Hieroglyphics- Egypt’s writing that showed events that happened 27.Nubia- Country below Egypt that competed and fought with Egypt for land and who is more powerful 28. Old Kingdom- the first kingdom of Egypt were the Pharaohs forced workers to build huge pyramids 29. Middle Kingdom- Pharaohs became less powerful and they mostly were concerned about foreign affairs and they lived during a time of great prosperity or surplus 30. Intermediary Periods- the first intermediate period was between Egypt and Nubia. They both fought over land and about politics and they had five wars. The second one was the fight between Egypt and the Hyksos, or horse riding nomads.The Hyksos had bronze weapons that they obtained from Hittites and the Mesopota mians. Once again, they fought over land but in the end, Egypt obtained bronze weapons and pushed the hyksos out of Egypt. 31. New Kingdom- the Pharaohs in this era had lesser power than their ancestors, but they did build palaces, temples, and monumental statues to show off their power. They did work to extend the land occupancy of Egypt beyond the Nile delta. 32. Hyksos- horse-riding nomads who had bronze weapons obtained from the Hittites and the Mesopotamians.They dominated Egypt for a while, but Egypt finally obtained bronze weapons also and pushed the Hyksos out of Egypt. 33. Hatshepsut- First woman pharaoh who forced workers to build a statue of her 34. Fertile Crescent- the Middle East; the area where the land was very fertile to farm 35. Mesopotamia- the land between the rivers, or the land in-between the Tigris river and the Euphrates river 36. Tigris and Euphrates rivers- the significance of these rivers were that Mesopotamia had very little rainfall, but these rivers sup plied a great amount of fresh water.The resources the rivers supplied were the ability to grow wheat, barley, and peas. 37. City-State- the early people had to control internal and external problems so they created a city-state. Within the city they controlled order and authority and prevented problems with urban citizens causing civil disorder. Externally from the city, you need a government to control foreign affairs such as agriculture in surrounding regions and authority in neighboring territories 38. Ur- a Sumerian city-state that dominated (with others) public affairs 39.Ziggurat- distinctive stepped pyramids that housed temples and altars to the principal local deity 40. Cuneiform- a form of writing used in Mesopotamia, Persia and Ugarit that involved wedged shapes on clay tablets 41. Sargon of Akkad- a talented administrator and a brilliant warrior who conquered all the cities of Sumeria. His life span was from 2370-2315 b. c. e 42. Epic of Gilgamesh- the story of a hero, wh o killed an evil monster, rescued Uruk from a ravaging bull and matched his wits to the gods. Enkidu, a cherished friend of Gilgamesh, offended the gods and he was sentenced to death.He wanted to cheat death and have a eternal life so he found a magical plant that granted that, but a serpent stole it and this made Gilgamesh realized the death is the ultimate fate for all human-beings 43. Hammurabi’s Code- if a person is an offender, or someone who does something morally wrong, he/she shall face a fierce punishment such as death, or cutting your hands off. 44. Sumeria- first civilization of Mesopotamia which prospered with its many different cities 45. Babylonia- dominated Mesopotamia because of its great culture.The king was Nebuchadnezzar who built famous buildings. Babylonia was great until the Assyrian empire took over 46. Assyria- they were interested in enforcing laws and expansion. After they took Babylonia, they expanded much of southwest Asia. They conquered Syria, Pa lestine, most of Anatolia, and most of Egypt. They believed in Hammurabi’s laws. King Assurbanipal had a library that saved great literature that survived to present day. 47. Neo Babylonia/Chaldean- a Babylon soldier named Nabopolassar wanted to overthrow Assyrian rule, but Egypt supported the Assyrians.There were many battles and Babylonia was starting to win and they captured the capital of Assyria. Meanwhile, Babylonia captured Jerusalem and there were peace treaties between the Cilician and the Syennesis leaders. In the end Babylonia dominated over Assyria 48. Hittites- they migrated to Anatolia where they imposed their languages and ruled the people there. They built a power kingdom which had close relations with Mesopotamia. They traded with Babylonia and Assyria and they adopted cuneiform writing. Later the Hittites conquered eastern Anatolia, northern Mesopotamia, and Syria all the down to Phoenicia. 9. Patriarchal- a type of government in which the eldest male has al l the power and male descendants will get the power eventually. 50. Hebrew- a language and a religion that people from early times to present day practice 51. Phoenicians- an early Greek society. They did not have a monarchy, but rather different city-states with local kings. They interest in state building and their military. They deeply influenced other civilizations because of their industry and trade networks. They traded overland and they traded goods such as raw materials, or textiles, decorative items, pottery, etc.They also created their own alphabet which indicated their interest in literature, religion, and historical writings. 52. Indo-European- Common languages were Old Persian, Greek, and Latin in Europe because indo-Europeans migrated all over Eurasia. The origin of Indo-European was in present day Ukraine and southern Russia. They built their society in 4500 to 2500 b. e. c. They raised cattle, sheep, goats, and they domesticated horses. They used horses for wagons, c arts, and chariots for travel. The Indo-Europeans migrated south, east, and west distributing their language.